About Us
Guidance You Can Trust, Coverage You Can Count On
Grinter Insurance is a Florida-based independent insurance agency specializing in auto, home, commercial, and flood insurance. We work with multiple insurance carriers to provide tailored coverage solutions, clear guidance, and personal service you can rely on.

Our Story
Grinter Insurance was founded in 2019 with a clear vision: to build an insurance agency centered on trust, transparency, and personal service.
From the beginning, the goal was simple: create an independent agency that puts clients first. Insurance can be confusing and impersonal, especially when handled through large call centers. Grinter Insurance was built to be different—offering straightforward guidance, responsive communication, and coverage solutions tailored to each client’s needs.
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As an independent agency, we work with multiple top-rated insurance carriers to help individuals, families, and small businesses find the right balance of coverage and value. Whether it’s auto, homeowners, commercial, or flood insurance, our focus is on long-term protection and building relationships that last.
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Today, Grinter Insurance proudly serves Florida with the same principles it was founded on: honest advice, dependable service, and a commitment to doing what’s right for every client.

Owner/Principle
Zach Grinter
I started Grinter Insurance in 2019 to build the kind of agency I’d want my own family to rely on. As a husband and father, I believe insurance should be simple, honest, and handled with care. My goal is to treat every client the way I’d want someone to treat my family—by being clear, responsive, and doing the right thing.
Another excellent business where you have personal contact with the agents,don't get auto messages,or have to go through a list of requirements before "getting the right agent to assist".Will update after actually securing a policy,but the interaction thus far has been wholly positive.Completely endorse this agency!Again,it's the personal interaction with all staff--they listen, go that extra mile and have earned my trust.
Tiffani S.
​They saved me so much money on my home insurance. Very caring people who are honest and helpful. Thank you so much.
Martha L.
I absolutely love working with the team at Grinter Insurance! They consistently provide same-day quotes in nearly every case and always go above and beyond to help. As a loan officer with many clients who need insurance, I truly appreciate their efficiency, reliability, and dedication. The Grinter team is hands down the best choice—both my clients and I couldn’t be happier!
Tim C.
Zachary & John are a heck of a team, they helped me choose the best suitable coverage for my home and made the process easy and efficient.
Thanks again
Certified Reviews
